An educator’s essential guide to teaching inclusive financial literacy in any setting

“A game-changer . . . Her RICH Framework gives educators a clear path to making money conversations empowering for every student.”—Tiffany “The Budgetnista” Aliche, New York Times best-selling author of Get Good With Money

Money Talks—here’s how to empower students to join the conversation

Diana Isern, a financial educator and school leader with 20 years in public education, has spent the past decade teaching students how to think and talk about money. Now, as financial literacy mandates surge across the US, she's gathered her top resources and strategies in Money Talks, your jargon-free, interactive guide to inclusive financial wellness education.

This hands-on resource for high school educators offers personal reflection exercises and practical methods for teaching financial concepts like money mindset, building credit and savings, investing in the stock market and in real estate, and navigating new digital economies. Money Talks is grounded in the RICH framework, which ensures that students from all backgrounds see themselves as capable wealth builders:


- Representation: ensuring that diverse perspectives and identities are reflected
- Inquiry: fostering critical questioning and wonder
- Connection: making concepts accessible and relevant to students' lives
- Holistic thinking: embracing asset-based thinking


Throughout the guide, you’ll hear from real students and educators on the transformative power of inclusive financial education. The stories, strategies, and activities in Money Talks will support educators in creating authentic, engaging lessons that go beyond the classroom to make a lasting impact on students and their families.