When it rains, it pours. Not only has Larry Walls been evicted from his apartment, but his hours have also been cut at the department store where he works, leaving him facing homelessness.

Meanwhile, Bo Lansing, a total stranger to Larry, toils at a dead-end job as a fry cook while attending night classes to become a certified chef. When the school closes its doors without warning, leaving Bo in the lurch for thousands of dollars in tuition, his dream of becoming a chef is shattered and his financial troubles spiral.

Desperate for a new beginning, each man answers an ad for live-in help posted by a wealthy recluse, and wonder of wonders, they are both hired! Just as their lives begin to improve, a young Kumeyaay Indian named Jimmy Blackstone joins the workforce at the Stanhope mansion.

When Mr. Stanhope's true reason for hiring the young men is discovered by one of the three, a fourth entity makes its presence known.

Greed.

With all these players vying for position in a game of intrigue orchestrated by one lonely old man and a mischievous ghost, can a simple thing like love ever hope to survive the fray?