The One Percent Solution: How a Transaction Tax and a Sovereign Wealth Fund Can End Debt, Restore Trust, and Fund America Forever

This audiobook is narrated by a digital voice.

This book proposes a fundamentally new tax system and how we fund the government: by replacing the entire federal tax code with a single, one-percent General Transaction Tax collected automatically at settlement across modern payment systems.

By taxing money in motion rather than income after it is earned, the system harnesses the immense scale of today’s transaction volumes to fund government without filings, audits, payroll taxes, or income reporting—allowing Americans to keep 100 percent of what they earn.

Even the most cautious scenario produces enough revenue to:

• Eliminate deficits

• Stabilize government finance

• Fund core social programs

• Restore long-term solvency

Crucially, The One Percent Solution proposes a constitutionally protected Sovereign Wealth Fund of the People that receives all transaction-tax revenue and distributes funds to government only within strict, balanced rules.

The one-percent levy replaces income taxes, payroll deductions, loopholes, and political bargaining.

The One Percent Solution achieves what once seemed unreachable:

• Basic Minimum Income — no citizen left behind.

• Universal Healthcare — no family bankrupted by illness.

• Universal Education — opportunity no longer determined by ZIP code.

• Permanent Defense and Security — fully funded without deficits.

• The End of National Debt — replaced by the SWF that earns for future generations instead of borrowing from them.

It is not redistribution. It is restoration—of efficiency, dignity, and the balance between individual freedom and shared responsibility.