The Total Money Makeover: A Proven Plan for Financial Fitness

Abridged Audiobook

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Book Rating (898)

Narrator Rating (110)

Written By: Dave Ramsey

Narrated By: Dave Ramsey

Date: June 2009

Duration: 3 hours 41 minutes


The success stories speak for themselves in this audio book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.

Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. 'Don't even consider keeping up with the Joneses,' Ramsey declares in his typically candid style. 'They're broke!'

The Total Money Makeover isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: you.


  • Olivia L.

    Simple. and Do-able. no-nonsense approach to financial literacy. No excuses. Just common sense (but not a great rich quick, just responsible financing)

    3 of 3 people found this review helpful.

  • Mrs. T.

    I wish I had listened to Dave’s methods before I started paying down my debt! I wouldn’t have consolidated! The steps make sense. I hope to be on step 4 w/in the next 3 years (we have a lot of debt). Also, I’m trying to get my kids to listen to the book and start while they are still in their 20s. I’m a “Leo”, but I’m going to run like a gazelle! BTW Dave’s voice made the book interesting and lively. If you listen to the end, you will know that he has a good heart and only wants to help people and encourage them to do well with their wealth. I also enjoyed the quoted scriptures. I plan to listen to this one again and again. Thank You Dave Ramsey!

    2 of 2 people found this review helpful.

  • Anonymous

    Awesome! Everyone needs to listen to this, if you’re wanting financial freedom, peace of mind with your money and finances or want to save more...Dave Ramsey has such wisdom and so many simple ideas on getting out of debt and living in peace

    1 of 1 people found this review helpful.

  • Rasia D.

    Overall, it is just what I expected...a book about saving and how to get to where you want to be. He isn’t the best narrator, but I don’t really care about that. The content is what’s important.

    1 of 1 people found this review helpful.

  • Love this book, read was directly from Dave so it’s like he’s just directly talking to you. The success stories are sometimes interesting, especially when they are financial advisors. You can definitely take away really good info, especially with real estate because of Dave’s experiences in the field. All in all ,extremely satisfied with the explanations he gives and thorough explain action of facts and myths that are given. Would keep for a while and reread again if I’m ever lost or wanting to figure something out financially.

    1 of 1 people found this review helpful.

  • Marissa E.

    On a practical level- He had some good points/advice with snowballing your payments to tackle debt. But other than that, the author as the narrator was awful... To be an extremist in loving yourself and your idea SO much that you believe your opinion is the one and only way to achieve something, felt like a big red flag. And on an even more personal note, the way he chose to enunciate certain words and mannerisms drove me crazy! Made me almost quit the book early multiple times. Basically, if you’re the mood to have a condescending voice tell you you’re an idiot for spending any money and are ok with stashing money under your mattress for the rest of your life- then this is the book for you.

    1 of 1 people found this review helpful.

  • Stephen Cox

    I've been listening to Dave Ramsey and nearly in tears for over a year now on the weekly basis. I felt like I needed to go ahead and read the book since I'm doing the plan. Dave Ramsey is my number one mentor and has changed my marriage and my walk with Christ. I cannot wait to go to his office next year and do my debt free scream with my wife and daughter. now I can do it saying I've read the book.

    1 of 1 people found this review helpful.

  • Ivan Godoy

    I absolutely love this book! all the steps are extremely easy to understand. I was already able to pay off 2 credit cards debts that I've had for years following Dave's steps. this simply works if you want it to work.

    1 of 1 people found this review helpful.

  • John C

    Dave and gang are great. Follow him to financial peace and freedom!

    1 of 1 people found this review helpful.

  • Joshua R.

    This book, or rather, Dave Ramsey helped me find confidence in myself to get out of a bad financial situation and take control of my future with money (as opposed to without). I love his passion, his honesty, and for the purpose of this book, his guidance to financial freedom. Thanks Dave!

  • Anonymous

    This book will change your life. A must read! If only I read it 10 years ago…

  • Elmari K.

    Well Done. This Helps me a lot.

  • Matthew G.

    I love this book it changed my life

  • Beth P.

    Excellent book changed my thinking and I would highly recommend

  • Nathan F.

    Very small minded

  • Nikki L.

    Very good principles certainly a very good foundation to live your life I believe that giving should start before you’re a millionaire God always got your back give it to him first

  • Anonymous

    His methods are good. His voice was very grating and almost made me shut it off.

  • Melissa W.

    Common sense approach to money management that everyone should be living by. Simple and doable approach to living debt free. I do wish that I bought the hard copy rather than the audio version, but still worth the buy.

  • Mary M.

    Great explanation showing me hoe to grow my wealth by eliminating debt.

  • Estelle Toerien

    Dave tackles the subject in an easy-to-understand way that makes a lot of sense. No-nonsense, no runaround, just plain facts and easy to follow steps. I enjoy his books and the excitement he narrates them with.

  • Osman Raidhan

    Every single person should read/listen to this book. A good foundation to building a finacially free life.

  • Jason H.

    Sound guidance. Dave should re-record the narration; his voice has changed somewhat and the quality of the audio is not as good as his podcast recording. I would recommend.

  • Sheila H.

    His sarcasm and patronizing tone was hard to enjoy. Content spot on

  • Tori D.

    Content is great. Narrator’s sneering, patronising, shouty style is really aggravating.

  • Syed A.

    Simply the best book to take control of your money and life.

  • Asif S.

    Waste of time reading this book. Author repeatedly addressed staying debt free and there is no clear advise on where to invest. Without elobrating Dave continue to state to invest in mutual funds and earn 12% returns annually. Not sure which mutual funds gives that much high return on annual basis, simply rubbish.

  • Oprah I.

    Excellent book. He is a little bit over the top to listen to but he has some great points and I’m hoping this book will help me!

  • Paul S.

    Great book

  • Hugo I.

    Life changing really good

  • Victor U.

    Thanks Dave for this wonderful book.

  • K Sykes

    Excellent listen! Dave's advice is inspiring and practical. It will motivate you to begin the "Baby Steps". Listening to this combined with his website and app helped me plan my first ever budget. It was no longer intimidating to do while listening to Dave!

  • Eric G

    You have to live like no one else so you can live like no one else...such a great book that will change your mind at the way you look at debt.

  • Tammy E

    Awesome resource that comes highly recommend by credible sources. This is a must read for small business owners. However, I would suggest Gerber's E Myth as a first read. The truth about yourself, where you are and where you're going must be embraced if you will ever successfully change your approach!

  • Cassie Eads

    Clear and solid advice. A book you can definitely come back to throughout life.

  • Scott Theriot

    Loved it can't wait to get started! This got my wife and I very excited to start eliminating out debt.

  • Mindy Balsdon

    Loved this book. Gave lots of investment advice that everyone should follow.

  • Willie Lewis

    Great Book really speaks the truth about money and life. Me and my wife are going to follow through with the steps and kick Murphy out lol!

  • Aarundh Chauhan

    I follow Dave Ramsey's baby steps. Easy to follow and change the life

  • Jody Allquist

    Great book and very motivating! I have listened to this a couple times and love listening to Dave Ramsey!

  • Martin Dueck

    Love it! Finances to the basics, it makes rethink what's important in your life!

  • Marvin Opinion

    I'm so happy I got this book Just applied for credit card to get some good credit so one day I can buy a house . It got approved but decided not to activate it. I owe my future debt free life to this book Thank you

  • Hayley Charles

    I love learning about finances! I encouraged my parents to pay off their debt, so we don't have to sell the house after listening to this book. I may not agree with everything since he is speaking in a generalized way, but it was the kick in the butt I needed to get my parents started!

Total Money Makeover: A Proven Plan for Financial Fitness

by Dave Ramsey

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Total Money Makeover: A Proven Plan for Financial Fitness, Dave Ramsey
Total Money Makeover: A Proven Plan for Financial Fitness, Dave Ramsey
This title is due for release on June 30, 2009.

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This title is due for release on June 30, 2009
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