First published in 1875, Thrift is Samuel Smiles' companion volume to his phenomenally popular Self-Help and Character. In it, Smiles argues that frugality and prudent saving form the true foundation of personal independence, dignity, and social progress. Drawing on historical anecdotes, biographical sketches, and moral reflection, he examines the habits of saving and spending across different classes of society, contrasting reckless extravagance with the quiet discipline of the thrifty. Equal parts economic treatise and moral guidebook, Thrift remains a fascinating window into Victorian ideals of self-reliance, and offers timeless — if occasionally quaint — lessons on managing money, avoiding debt, and building a secure future through one's own effort. A classic of 19th-century self-improvement literature, perfect for listeners interested in personal finance history, Victorian social thought, and the origins of the modern self-help genre.